Who are we?
Welcome to H.J.Scott & Co. We are a small firm of Fee Based Independent Financial Advisers, based in Bolton. We were established in 1987 and are proud to have developed and maintained many long standing client relationships since then. During that time, maintaining the highest levels of knowledge and qualifications has also been of paramount importance to us, so that we can provide our clients with current and relevant knowledge. With this aim in mind, Howard Scott is now one of less than 1000 out of a total of 70,000 Financial Advisers in the UK to be qualified as both a Chartered Financial Planner and a Certified Financial Planner. The whole team at H J Scott & Co hold an array of professional qualifications which are being constantly updated with the aim of providing our clients with the best possible service and advice.
What do we do— What do you need us to do?
We get to know our clients—we aim to look after all their needs ‘in-house’. We view financial advice as a journey—tell us where you want to be and we’ll do our best to help you realise your goals and get you to your destination. Essentially, we partner with clients to help them to achieve the future financial results they are looking for. We meet with our clients at least annually to constantly review their circumstances and portfolio, providing hands on management, planning and advice. We also advise them on their existing financial arrangements along with the taxation issues they face including Income Tax, Capital Gains Tax and Inheritance Tax. We can advise on investments, your pension, company pensions, current investments, investing for the future, shares, ETFs, inheritance tax planning, school fees planning, pension divorce issues and Trusts to name but a few areas. If needed we also have a sister company to look at any Will, Probate and estate planning questions for yourself or your family that you may have.
Who are our clients?
We advise medical, legal and accountancy professionals, small businesses, individuals, families and Trusts. Our existing clients are primarily based in Bolton and the wider Lancashire, Cheshire and Greater Manchester area. We do however have clients as far away as Scotland, Newcastle and London.
What product range do we have?
We can provide advice and information on every financial product available today. However we find most of our clients don’t want to know about provider’s products, they just want advice, which often doesn’t lead to the purchase of another product. That is why we are fee based, you pay for our advice. What you don’t get is “free” advice contingent on the purchase of a further financial product. As a fully independent company we are not tied to any insurance companies or fund managers. We are free to look for the best solutions for you.
Can we help you?
If you are looking for a company to help you plan, to offer advice about your whole financial situation, to help you minimise the amount of tax you pay (in life and death), to show you how to invest away from large middlemen insurance companies to maximise your return, then we are certain we can.
Is our advice worth paying for?
We constantly strive to stay at the forefront of financial planning through using cutting edge innovative technology combined with up to the minute knowledge. We will give you totally independent, transparent and un-biased advice.
Come and meet us to see how we can help at 15 Chorley New Road, Bolton BL1 4QR.